Frequently asked questions
• What is Take 3?
It's a payment option on your Very Exclusive account, where you can spread the cost of your purchases across three monthly payments to opt out of interest.
• How does Take 3 work?
Simply add your purchases to your Very Exclusive
account and we'll show you the Take 3 amount you
need to pay each month on your statement. Make
sure you pay at least that amount to opt out of
paying any interest.
• How do I select Take 3?
You don't. All you do is choose whether to pay the Take 3 amount shown on your monthly statement (you can also check the amount due in My Account.)
• How will I know how much to pay?
Check the Take 3 amount shown on your statement or in My Account.
• What is the difference between my minimum payment and my Take3 payment?
Your Take 3 payment includes orders you've placed that will form part of the Take 3 payment amount and any minimum payments still due from previous purchases. As long as you pay this amount in full every month, you will avoid paying any interest. The minimum payment is the minimum amount you need to pay to keep your record up to date. Interest is charged on this amount at your account APR.
• What do I do if I want to stop using Take 3?
You can stop using Take 3 at any time by clearing your balance or choosing to pay the minimum payment on your account. If you do choose to make the minimum payment, any purchases you started to make Take 3 payments on but didn't pay off will start to incur interest. New purchases can form part of Take 3 and a new Take 3 amount will appear on your statement and in My Account. This will include the minimum payment for purchases that are no longer eligible for Take 3.
• What if I have a Very Account with Very.co.uk?
If you're already a Very customer, you can use your Very Account to shop with us - simply sign in with your existing account details.
• What if I already have a Direct Debit set up to collect my payments?
Just call us, amend the amount to be taken in 'My Account' or change your Direct Debit instruction to the Take 3 option.
• Can I use Buy Now Pay Later and Take 3 at the same time?
No, Take 3 doesn't apply to anything bought on Buy Now Pay Later terms.
DON'T FORGET, IF YOU ALREADY HAVE A VERY.CO.UK ACCOUNT
THEN YOU CAN USE IT TO SHOP VERYEXCLUSIVE.CO.UK
Representative 18.9% APR variable
Interest is only payable if you choose not to complete payment in 3 monthly instalments